Make people pay to land in your inbox.
Spam, marketing blasts, cold pitches — your attention is worth more. Senders attach USDC or USDT on Solana or Ethereum. The tip amount stays hidden until you tap to reveal.
Free to claim a handle. We never custody funds — payments go straight to your wallet.
How it works
1. Connect your wallets
Drop in an Ethereum address and a Solana address. Set thresholds for what gets through and what triggers a notification.
2. Share your link
paytochat.fun/yourname. Drop it in your X bio, your IG link tree, your email signature. Senders pay USDC or USDT directly to your wallet.
3. Tap to reveal
The tip amount stays hidden until you tap to open the message. Once opened, the sender gets a read receipt and you keep the tip.
USDC + USDT, on the chain you choose
Stablecoins only — no price guessing. Senders pick Solana for sub-cent fees or Ethereum for the network they already use. You receive on your own wallet, instantly.
Cool-off & free chats
When someone pays once, they unlock a 24-hour free reply window — your call to extend it. Mark a thread as a free chat any time and it stops costing them.
No middleman
We never hold the money. The Pay to Chat server only verifies the on-chain transaction matches the message and unlocks the reveal.
The amount stays hidden
The whole point: the recipient can't pre-judge by tip size. They have to read the message first. Then they swipe to learn what it was worth.
Your inbox isn't a free dumping ground.
Charge what your time is worth.